           
Mike is ready to help you with your buying or
selling needs when you are ready to buy real estate in Metrowest Boston
Suburbs. The selection of available Homes in Acton, Ashland, Boxborough,
Concord, Framingham, Lincoln, Littleton, Marlborough, Maynard, Natick,
Northborough, Southborough, Stow, Sudbury, Waltham, Wayland, and Weston
is the highest it's been in 20 years. There is a wide selection of new
and resale properties.
The 5% LISTING FEE will help you see more cash from your home in Metro
West Boston. Our 5% listing fee, FULL SERVICE LISTING, is competitive in
the Metrowest real estate market. We will always offer a 2 1/2% co-op to
buyer's agents who show your home. This helps sell your home faster and
for a higher price with more cash to you.
Homes are hard to value today. I'll give you the
market information to help. The market in suburban Metro West Boston is
slow compared with the boom years of 2001-2005. Serious home sellers
need real facts to price their home properly for market conditions.
Contact Mike Hunter for a FREE Market Analysis. I can help.
As an experienced buyers agent, I'm ready to help
you find a home in any price range or style.
FORECLOSED SINGLE FAMILY HOMES in metro west Boston may offer a good
buying opportunity for home buyers. I'm trained and experienced selling
bank foreclosures, REO, homes that have gone to foreclosure to mortgage
companies, Fannie Mae, Freddie Mac, FDIC and Credit Unions.
Contracts on a foreclosed home can be closed in 60 days. You must
be pre-approved for a mortgage loan and have no contingencies. In other
words, you must be ready to buy. Contact Mike at (978) 580-1069 and
he'll show you foreclosures in your price range.
Contact me to tour metrowest Boston suburban foreclosures in your price
range. There are opportunities in the foreclosure market. I'lll give you
the market information you need to make good buying and investment
decisions.
SHORT SALE services are offered by Mike Hunter, the House Hunter.
Metrowest Boston home owners in need of listing your property for "SHORT
SALE", contact me and I'll help you evaluate the alternatives for relief
from mortgage payments that you cannot make. A SHORT SALE is not routine
and I will advise you about the feasibility of listing and selling your
home as a SHORT SALE in suburban Metrowest Boston. For a Short Sale
conference, call Mike at (978) 580-1069.
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Top Buying Strategies
My current list of favorites
GET “PRE-APPROVED”
Do you want to get the best house you can for the least amount of
money?
If so (and who doesn't), make sure you are in the strongest
negotiating position possible.
Price is only one bargaining chip in the negotiations, and not
necessarily the most important one. Often other things, such as the
strength of the buyer or the closing date are critical to a seller.
Just as in years past, I always recommended that buyers get
"pre-approved" by a lender. This means that all of your financial
information has been checked and verified by a quality mortgage
lender. You are actually approved for the loan with a fixed purchase
price or range and the only loose end is the appraisal on the
property.
This process takes anywhere from a few days to a few weeks depending
on your situation, so you need to get started immediately and not
wait until you've found your dream home.
SELL FIRST, THEN BUY
If you have a house to sell, sell it before you select a house to
buy.
I've rarely seen a contingent sale work in the last few years,
unless it's with a new home builder who has other houses to sell and
can afford to put one on a contingency.
Imagine this scenario. We go house hunting, find the perfect house,
and make an offer to the seller. You want the seller to reduce the
price and wait until you sell your house.
The seller figures that's a risky deal (if he's willing to consider
it even at all), since he might pass up a buyer who doesn’t have to
sell a house while he's waiting for you. So he says ok, he'll do the
contingency but it has to be a full price offer!
So you see, you paid more for the house than you could have because
of the contingency. And to add insult to injury, you have to sell
your existing house in a hurry and maybe take an offer that's lower
than you could get. Otherwise you lose your dream house.
Here's the cold, cruel reality: buying before selling might cost you
tens of thousands of dollars.
MAKE A LIST AND STICK TO IT
Before house hunting, make a list of the several things you want in
the new place.
Then make a list of the several things you don't want.
I'll be glad to make copies of the list and we can use this list as
a scorecard to rate and evaluate each property that we see. The one
with the biggest score wins!
Many buyers do this informally, but I like the scorecards because
they help avoid confusion and keep things in perspective when you're
comparing dozens of homes.
SEPARATE THE "SKIN' FROM THE "BONES"
When house hunting, I want you to keep in mind the difference
between "skin and bones".
The "bones" are things that cannot be changed such as the location,
view, size of lot, noise in the area, school district, floor plan,
etc.
The "skin" represents easily changed surface finishes like carpet,
wallpaper, color, countertops, and window coverings.
Buy the house with good bones, because the skin can always be
changed to match your tastes.
SHOP UNTIL IT FEELS LIKE YOU'VE SEEN ENOUGH
I will show you everything available that meets your requirements.
In doing so, I highly recommend that you don't make a decision on a
house until you feel that you've seen enough to pick the best one.
The average for my recent sales has been about twelve homes.
And before you ask, you can't really effectively see more than five
homes in a day. Even if you take good notes and the listing agents
provide detailed property sheets, your memory will play tricks on
you if you try to get an encyclopedic overview of the entire local
market in a day.
By the way, if you have kids under six to bring along, that number
drops to about three homes before their distraction may cause you to
miss key features.
MAKE AN OFFER ACCORDING TO TODAY'S MARKET
In the late 1980's, homes were selling quickly, usually a few days
after listing. In that kind of market, we always advised our clients
to make an offer on the spot if they liked the house. That was good
advice at the time.
Today, in spite of what the listing agent will tell you, there isn't
always this urgency, and unless a home is kissy perfect, under
priced, rare or has extremely desirable "bones" you have some time
to think things over and compare with your lists of "wants" and
"don't wants". If it's one of those truly rare offerings, you'll
know it (you know what I'm talking about) and I'll tell you not to
wait and you'll believe me.
DON'T WAIT TOO LONG TO ACT ON A HOUSE YOU LOVE
While you don’t want to be impulsive, being overly cautious can
cause you to miss out on the house you want. Also, remember that
there’s no law saying that the right house for you can’t be one of
the first ones you see.
WORK WITH A REALTOR WHO IS CAPABLE AND WITH WHOM YOU GET ALONG
You want a skilled realtor, but you also have to feel some level of
comfort and connection with them. If you’re not comfortable with
your agent, seek out another realtor.
DON'T SKIP THE INSPECTION PROCESS
This is your only opportunity to have an expert point out any
structural, mechanical or environmental problems before you buy your
house. (See my FAQ for Buyers for more details about the inspection
process)
DON'T BUY A HOME THAT YOU WILL HAVE TROUBLE SELLING WHEN YOU
EVENTUALLY MOVE
Sometimes a house has some very unique features or a setting that
many buyers might find undesirable, so the seller sets a “bargain”
price. Although it may be a good deal now, that bargain may be your
headache in a few years.
"CAVEAT EMPTOR"
Don’t be afraid to ask questions and investigate the neighborhood
around the house you’re looking at. You want to know if there’s a
kennel on the block behind your backyard that you can’t see, but
you’ll surely hear all summer. Having a Buyer’s Agent helps
tremendously with this, since our priority is to help you rather
than working for the seller.
DON'T BUY THE MOST EXPENSIVE HOME ON THE STREET
You want a house on a street where many of the houses are fairly
comparable.
WHEN YOU FIND THE HOUSE YOU LOVE, PUT IN A REASONABLE FIRST OFFER
Negotiation is common and even expected, but you don’t want your
first bid to be so low that the seller may be offended (although
your buyer agent will know exactly how low depending on the current
market conditions) and it could create an adversarial situation.
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